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Affording Your Ph.D.

Your education is one of the most valuable investments you will ever make. We can help you pay for it.

The question of how to finance your education is no doubt a factor in your decision to apply for doctoral study, and where you choose to apply.

We are here to help you determine how much your Ph.D. program will cost, and give you strategies and options for how to pay for it.

Below, you will find detailed information on Ph.D. student finances. If you have any questions, please contact the Office of Admissions via email at, or give us a call at 412-268-2164.

Full Tuition Scholarship Details

The financial aid program is designed to provide you with the financial support necessary to enable you to successfully complete the Ph.D. program. If you are a Ph.D. candidate in good standing, you will receive a full-tuition scholarship for your entire tenure in the program.

Other Funding Opportunities

Please see below for a brief description of each type of funding opportunity:


As a Heinz College student, you may be eligible for federal direct loans or private education loans. For more information on the loans for which you may be eligible, including detailed instructions for filling out the Free Application for Federal Student Aid (FAFSA) form, please visit the Carnegie Mellon University Student Financial Services website.


Outside scholarships are any scholarships not awarded by the federal or state government or the university. Searching for outside scholarships can be a tedious process if you don't know where to start. Click here for information on Carnegie Mellon's website to help you get started on your search for external scholarship support.

Public Service Loan Forgiveness

The Public Service Loan Forgiveness (PSLF) program was created to encourage individuals to enter lower-paying, public sector jobs such as military service, law enforcement, public education, and public health professions. The PSLF Program allows eligible federal loan borrowers to qualify for forgiveness of the remaining balance of their qualifying loans, after they have served full-time at a qualifying public service organization while making 120 qualifying payments.

Click here for answers to commonly asked questions related to applying for U.S. Federal Financial Aid.

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Frequently Asked Questions

Didn't find what you were looking for? Check out our Financial Aid Frequently Asked Questions page for additional information on any of the topics or processes outlined above.